Cash flow, without the guesswork.
Illustrative sample budget only. Do not enter real financial details on a public demo site. Forecast changes when you edit payday schedules, bills, or spending. This is not a live bank balance.
Projected cash · next 30 days
Daily forecastUpcoming money movements
Daily forecast details
| Date | Paychecks | Bills | Variable | Ending cash |
|---|
Bills & commitments
Marking a bill paid removes its projected occurrence in the current month. This is a manual planning checkbox, not proof of a bank payment.
Debt snowball lab
Balances are historical estimates or earlier linked snapshots. This lab models one debt at a time and does not include all household debts.
Tracked debts
Forecast assumptions
Enter the next actual paydays to replace placeholder dates. Each income repeats every 14 days. Paychecks and bills are modeled on their calendar dates; $800 monthly variable spending is spread evenly by day.
Keep your data
Edits persist only in this browser's local storage. They are not shared with other people or synchronized to ChatGPT Finances. Export a backup to move your settings elsewhere.